Use Caution Before Contracting With A Debt Settlement Firm
Some people find themselves in the situation wherein they are buried in a lot of debt, and this situation is not desirable to anyone. Debt is an important leverage for most people, as long as it’s...
View ArticleOnline Banks Offering Debit Cards–Are They All the Same?
In man’s quest to find improvement in day to day living, more and more innovative ways have evolved. Nowadays, most online financial structures are offering debit cards to willing customers in order to...
View ArticleWhy Students Should Be Guarded When Establishing a Credit Profile
Students find a lot of representatives from credit companies loitering around their campuses offering them the benefits of their respective credit cards with exciting offers and promotions to get them...
View ArticleUnderstanding The Major Differences Between Secured and Unsecured Credit Cards
There are a number of choices for consumers to choose from when it comes to credit cards. There are the numerous choices among banks and brands that offer different rates and rewards to customers....
View ArticleWhy Your Insurance Company Is Using Your FICO Score and How It Impacts...
The use of credit score by financial institutions and insurance companies is not uncommon. Credit report shows information about your credit experience including your bill-paying history, whether you...
View ArticleImproving your FICO Score by Using Prepaid Credit Cards
Credit scores have been traditionally used as a way to gauge a person’s reliability in paying back debt. The computation for the credit score takes past loan-paying behavior into account so that future...
View ArticleNo More Penalties with Discover IT Credit Card
Discover Financial Services had recently acquiesced to paying $214M upon acknowledging their use of deceptive sales tactics. However, the company has also come up with a new credit card program –...
View ArticleSecuring a Debit Card with Rewards Points To Gain A Financial Advantage
The use of cash and checks, according to many financial experts, is steadily declining, while the use of credit cards has become all too common. Some people may be leery of credit cards, however,...
View ArticleWhat Is The Average Amount Of Debt And Payments For Americans With Credit Cards?
As of today over eighty million Americans have credit cards. Not just one, but the average cardholder carries around three of them at a time. Unfortunately, it isn’t uncommon for a person to own as...
View ArticleTips For Finding The Best Travel Credit Cards For Your Dream Vacation Plan
Discovering the Best Travel Credit Cards When people travel they want to use a credit card that is the best possible fit for their situation. From frequent business travelers to a person looking for...
View ArticleCredit Card Use Expected to Remain Steady amidst Fears of Consumer Cutbacks
Consumer spending growth has dipped in the first quarter of 2013 and as credit card issuers show signs of hiking interest rates, analysts say that credit card use will continue to remain steady. Credit...
View ArticleWhat credit card providers have the best offers when you have had a previous...
Filing bankruptcy is not the end of the world as many people may think. Chapter 7 bankruptcy will erase all your credit card debt; you will need to find a good bankruptcy attorney to help you file...
View ArticleWhat Is The Best Way To Negotiate With Your Credit Card Company
For many people, the most intimidating aspect of getting the most of credit cards in negotiating with creditors. Although there are other options to repair credit, it is always a good idea to negotiate...
View ArticleConsumers Play The Balance Transfer Game To Avoid High Interest Charges
Credit card debt is one of the biggest problems for consumers out there. Whether they used their credit cards irresponsibly, or they had to put certain charges onto the card because they were...
View ArticleLearn How Credit Unions Play A Key Role With Saving Consumers Money
The Credit Union National Association or CUNA has stated that credit unions are controlled, owned, and operated by its members, who combine their resources and assets to offer loans and other financial...
View ArticleWhat Lessons Consumers Should Learn From Perkstreet Finance Removing Rewards
PerkStreet Financial, was a quasi-bank that endeavored to offer generous (2%) cash-back debit-card rewards. Quasi-banks, look and sound like a bank, but they are not banks. Quasi-banks borrow funds...
View ArticleThe Fine Print on No Late Fee Credit Cards
Late fees on credit cards seem simple enough to avoid. You can just pay on time, right? Yet a recent large survey, conducted by credit issuer Citibank to study preferences of card users, said that late...
View ArticleHow Borrowers Can Lock In Savings during the Holidays with a Zero Percent...
The holiday season is filled with cheer but the dent it can cause on your finances may leave you unhappy and struggling. The spending during the holidays racks up very fast as you try to scramble for...
View ArticleWhy Reducing Debts Should Be a Priority in Financial Planning and Goals For 2014
As of December 2013, the average US household credit card debts stood at $15,279 while average mortgage debt and student loan debts stood at $149,456 and $32,140 respectively. These figures imply that...
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